FARMER’S LOAN WAIVER SCHEME - TIMING

From the desk of Mrs. Baby Abraham . . . . . .

FARMER’S LOAN WAIVER SCHEME   -  TIMING

It sounds very good and encouraging that the government is doing great help to the farmers.

1.    If only the timing of the issue of money is altered a little, it would have produced abundant crop and results in others fields  affiliated  to and complimentary to their crop .

Once all crop is gone and  there is no way to repay the loan is a very pathetic  heart breaking situation. If we change he timing of giving the money, which anyway  the government is doing year after year with the  plight of the farmers still remaining in the same condition.

2.     Why not give the money to start the crop.

Provided the water and fertilizers are available, the farmers can take care of their crops without further help from anyone  .

They will be able to produce abundant crop and will be able to repay the loan in easy installment within five years.

This provide them with necessary time to :

1 take care of their family need from the income

2. they can save up some money for the next years crop.

3. They can easily pay back the loan money in easy installment without any burden within five years.

4. Government can take care of other farmers in the meantime.

5. Government can help the same farmers with new ventures depending on their crop.

6. Government can help the farmers to have small processing units.

7 Government can set up cooling , freezing, facilities for them.

8.  With the same money allotted every year,

let us progress on the implementation and execution process  every year, instead of giving under the

same “ heading  loan waiver  “ .

3.  This will give rise to other “ heading “ every year about the progress the farmers are making on their own account , without borrowing any more . Then the news paper will have a different “ progressive “ story about the farmers .Farm sector will bring in much more money to the nation .

Farmers family caricature will be there no more .

4.  When we waive off the loan, their burden is over. Still the purse is empty, the bank balance is nil. Hence some initial money to start with, which any way the government will be distributing after the 

crop failure . In short the " disaster management money " to be distributed wisely earlier so that "  no disaster occurs " .

Prevention is better than cure . Initial money will be so little compared to the " burial money " after the suicide of the farmers . Once water is available, only seed and fertilizers are the only things required , which can easily be covered by the " initial money " distribution . Once disaster occurs, the cost and compensation is so much more .

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